Do i have to have a motorcycle license to get motocycle insurance?

BEST ANSWER: Try this site where you can compare quotes:financeandcreditsolutions.xyz

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Why does high fico score lower car insurance?

Suze Orman just said pay off store credit cards and do not close them -this will lower your car insurance. Should my son open store credit cards and pay off the balance right away just so maybe his car insurance be lowered? And why does car insurance companies care about your credit card fico score anyways? He'll be 21 in a couple months ; hoping the insurance will decrease.

Who has the cheapest home insurance policies in California?

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Is there a way to find out someones insurance company only with their name and address?

i also have a license plate number. is there a website i can go to that i just type in someones name and their insurance company pops up?

What will happen If I appear to court with NO car insurance?

I recently got pulled over for speeding. But the officer discover that I didnt have any car insurance. I got a court date to attend but dont have any money to pay for insurance. What will happen if I appear to court with no money for the speeding ticket and no insurance? HELP PLEASE.

Will you get a better quote on auto insurance if you are single or in a relationship?

I was just wondering if you get a better quote saying that you are single or saying that you are in a domestice relationship? or do you get a better quote if you are married? Also, do you get a better quote if the car is only used for pleasure or for work/school?

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I am thinking about becoming self employed. What company offers the best insurance policy for self employed people?

Motorcycle insurance for a 17 year old in california?

hey im 17 years old, and got the money together for my first bike. i went down to the dealership and was about to buy the bike when i found out insurance cost like 4k for full coverage. i want full coverage but dont wanna pay through the nose for it. i have not owned a bike before and i really want one, but im not sure if i can aford to. so my question is does anyone know what i should do to resolve my problem? preferably recomendations of good insurance comannys. thanks so much

Is there an affordable health insurance plan in California?

I am struggling to find an affordable health insurance plan for my family. I've asked this question before and got a great answer, then lost the link! Any ideas or suggestions would be greatly appreciated :)

Getting a car insurance even if you don't have a car?

I am 17 years old and turning 18 in 2 months. I have a permit in the state of New Jersey. Last Sunday, I made a small car accident. It was just few scratches on the other person's rear bumper. Anyway, the guy from an insurance company told my parents that I have to get an insurance as soon as i get my license even if I don't get a car. My parents can't afford to buy me a car anyway so I was planning to drive their car since I wouldn't have to get an insurance if I drive their cars. But the guy is telling me that I HAVE to get an insurance whether I'm getting my car or not. I have never heard of these things before. Can anybody explain to me why I have to get an insurance even if i am not getting car? And also, is there any other way I can solve this problem other than not getting a license? Because they're saying that the only way is not to get a license 'till I turn 21. And It would cost my parents way too much if i get my license. I mean I'm not even getting a car! Why do I need to get an insurance?

What happen if I don't pay my car insurance?

I woul like to switch to another company that's going be cheaper, but I was wondering can I just not pay my old car insurance and start laying my new car insurance company, or do I need to finish with all the months that they gave me the insurance card for (it was for 6 months, 3 months left).

Help with car insurance?

i have a driving licence but do not own a car so i have no insurance of my own. if my friends mum offered to lend me her car for a few hours could i drive it through her insurance if she is fully comp and she gave me permission to drive it? and if i was to get pulled over by the police what would happen ?

To get maturnity insurance or not?

I am currently 29 years old and just recently married. I have come to a decision I have to make on my health insurance. I am not planning on getting pregnant for at least the next 2 years. So do I or do I not take the maturnity insurance. It would be a differance of 140.00 a month! Crazy since I am on the pill trying not to get pregnant. But it is still possible to get pregnant on the pill, but highly unlikely. So my question is do I take it to be on the safe side or waive it until it gets closer to that time. Money is tight and I hate to sink money into something I will hopefully not need. Any views on the situation would be much appreciated. Thnx.

Cheapest car to insure for 17 year old male in Toronto?

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Car insurance excess?

I'm having trouble understanding how car insurance, repairs and excess works in VIC, Australia. I gather that the driver who is at fault pays an excess to his insurance company before his vehicle is repaired, and his insurance company covers the repairs for the other vehicle involved. Will this excess see both vehicles being repaired, or do two excesses need to be payed?

What are the Cheapest Veichles to insure in Ontario? or in general?

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Can you buy a car if you don't have a license in CA? Can you get car insurance without having a license?

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Provisional insurance to full licence insurance?

I'm 18 years old and I am 2 (and abit) months away from taking my driving test. If I take out provisional car insurance can I change my insurance to full once I have passed my test? The reason why I want provisional insurance is because I heard it was cheaper, then once I pass my test I would only have to pay 10 months of full licence insurance, correct? But anyway how much it cost me to increase my premium from provisional to full licence insurance?

How much will my dad's car insurance rate go up when he adds my name?

how much will my dad's car insurance rate go up when he adds my name? he has great credit and he has only gotten like 3 tickets in his entire life. my driver's ed teacher told me that my dad's rate won't be so high cuz i get A's in school. + i got a 96 on my permit test with an A for the class aswell. so is that true? how will the insurance company know my grades tho?

Roughly how much is motorbike(moped) insurance for a 16 year old UK?

I'm 14 and im gonna start saving up to get a motorbike Im hopefully gonna talk my dad into paying for the CBT and splitting the cost of the bike, ill pay for the Provisional and insurance. So roughly how much is insurance per month for a 16 year old on a 50cc as a first time rider

How much money have you saved on insurance rates because of seatbelt laws?

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I want to file a complaint about two health insurances.?

I went on the Internet to try to get health insurance, this company called alliance for affordable service called me and told me that my percriptions would only cost in the neigbor hood of $10- to &50 dollars. I spoke to my Dr. and he told me that there was none of my medicines that he could change to the lower prices. I contacked the company and told them what the Dr. told me. I asked for my money back, they told me to send a letter, which I did. They sent me one back aqnd told me that they would not give me my money back. I dropped the insurance. I contacked another insurance on the internet. They called me. I sepicifity asked if they covered preexisting conditions and he asked did I mean, I told he that the Dr. wanted to do surgery on me left foot. He told me that it would cover any preexisting preplanned surgeries. The Dr. office called them and they told her that they would not cover any suegery inpatient or out. This company was Sure Care.

I need to find the best car insurance!?

I'm looking to buy car insurance on an 04 Chrysler Sebring. I have been in a few accidents so I know finding it cheap will be a little hard. But I'd like to go as cheap as possible, what would you reccommend ? I'm just looking for opinions :) I'm 19 if that matters .

Do i have to have a motorcycle license to get motocycle insurance?

Does the colour of your car affect how much your insurance will cost?

cos someone said that apparently darker coloured cars like black or darker shade blue green etc are more expensive on insurance than lighter ones like white, yellow etc Is this true or am i just being told myths?

How much will cost to remove two wisdom teeth without insurance?

I,m male 21 years old and i'm wishing to remove both bottom wisdom teeth since it cause me feel bubbles on my ears and headaches, i don't know how much will cost me to remove them without insurance, but what is the average price on most states? i live in Oklahoma.

I need cheaper car insurance.?

Alright, so right now, I have progressive car insurance and I pay about $190 a month. I'm 19, 20 in August. Have had my license for one year. no tickets, no accidents. old cheap car. I just want PLPD insurance that isn't so expensive. I've been told I'm paying too much. I've tried getting quotes from many insurance companies online. The insurace I have now is the cheapest I can find. I have my own policy.I 'm all on my own. Does anyone know where I could get cheaper insurance?

What is the cost of car insurance in ontario canada?

i live in thorhill. i just got my licence (G2). im 19 and a student. anyone can give me an approximation of the fee per month?

How much do you pay for car insurance?

How much do you pay for car insurance? On like an 2003 truck?

BMW coupe 1.9 / 2L how much insurance cost for age 22 had clean driving license for 2 years? UK?

BMW insurance for age 22 had clean driving license for 2 years

In wreck in oklahoma with out insurance what wil happen to me?

was in wreck with out insurance there were people hurt what could happen to her?

Where is the cheapest place to get insurance for a 17 years old?

Temporary car insurance for one day for 17 year old?

it's for a holiday, I believe it would be good driving experience, obviously I would have a qualified driver with me......

Cheap place to get car insurance?

Im 17 with my provisional licence and im getting insured onto my car but want to know where is cheapest for car insurance and i live in northern ireland

What's an affordable car insurance for new teen driver?

I'm 16, i live in the bay area and today i just got my drivers license. So with that being said i need to figure out what kind of car insurance i can get that is affordable because i know all insurance for young new drivers is very expensive, So can you give me any names that i can look up please? Also i've been driving my families 2004 Chevy Cavalier Ls to get me started but it's kind of small for me and can anyone give me any good brand names for cars that have great safety to it? I love the toyota camry's and solalra's are those good cars to get? Thank you if you can help me :) ~Robert

How much is insurance for a 2001 mercury cougar. If I am 16? (EST.)?

With this. I am 16 year old. live in MN first car. go on my parents plan. B+ average. And just no Liability. Not any other plans like coverage ect. Just No liability. Thanks! Oh it's in a metro area too

How much is group 12 insurance.?

Whats a good/affordable motorcyle insurance company?

I want to buy a Yamaha R6 but the premiums for a bike are ridiculous.. cheapest ive found was through progressive for 900$/month... thats more than my leased car payment and car insurance a month... anyone? thanks.

What are my best options for cheap car insurance?

I have just passed my driving test and I am looking to buy a car. I'm 21 year old female, and obviously I haven't got any no-claims or anything! Ideally I am after a little 1.0lt KA or Corsa. I've had a look on Compare the market etc and I've been quoted at 2,100 as being my cheapest offer on my own policy! My dad drives, but he is taking some convincing when it comes to insuring me on his policy! Basically I am wondering what the best way is to obtain cheap insurance!

What is the average cost of car insurance for teens?

Hi my name is Evelyn and Im planning on getting my car soon. It'll be an old used car. Im a girl. 16 years old. 3.5 or higher gpa. possibly 3.75. Im wondering what the cost for insurance will be when I get the car. I am also currently taking drivers ed in school but have not completed the coarse yet. Does that matter? or should I get the insurance after finishing the class for the discount?

Hi Guys, Need your help. I am a first time driver looking for a cheap car insurance for my car?

which company is best for comprehensive car insurance in UK? thanks very much for your time

Will my parents insurance go up if i get a permit?

I just turn 16, and i wanna take the class. I live in Houston, TX. Will my parents insurance raise if i get a permit? I need answer Quick! Please Help!

Health insurance for college students?

I'm going to be a sophomore in college and I don't think my college offers health insurance. I'm looking for cheap health insurance that'll cover me for check ups with my pediatrician, visits to the dermatologist, and prescription drugs. Suggestions?

Home loan insurance plan v/s life insurance plan?

how the home loan insurance plan is better/worse than the life insurance plan ? I am to buy a house in india, and can't decide which insurance to go for.. a home loan insurance or a life insurance..

Should you Always have health insurance whenever going under the knife ?

I would like to get a breast augumentation, and I was wondering if most people has health insurance whenever going under the knife? My credit is not good,but I've heard of something called Credit Care, is the health insurance included? If not,which health insurance is the most affordable and covers cosmetic surgery?

Temporary health insurance for southern California? ?

Hello, I really need health insurance for the next 3 months. But i don't know who or what i would go to .I know i will have to go to the doctors for some health issues. But after 3 months ill be leaving the country for an unknown amount of time. So any help would be very appreciated. thank you!

The cheapest kit car insurance company?

I have a drink driving offence and need a good cheap insurance company for kit cars thanks

Whats the best insurance company for young male drivers?

im 17. passed my test in sept this year. want to insure new citeron c1 1litre or 2001 or 1999 corsa expression 1 litre. whats the best insurance company. best quote is 3k so far.

How much does car insurance really cost?

Some companies like Dashers offer insurance for 18 dollars a month http://www.dashers.com/ is that good enough?

Do i have to have a motorcycle license to get motocycle insurance?

What is a fairly average car insurance rate when a you add a new driver in the family?

A family member is getting ready to get their license, and I wanted to know if car insurance rates would go up, and what a likely rate would be.

Where can you find the best/cheapest car insurance for a 17 year old?

I am 17 years old and I hav recently jst passed my driving test. I was wondering where i can find the cheapest car insurance. Preferably, i would like to put myself as second driver of the car (under my dads name who is the main driver). But does any1 kno where i can find the cheapest car insurance for someone my age? Thanx in advance.

What's the Fastest way to be approved for disability in MA?

And for God sakes don't answer - to be legitimately disabled. That's obvious!!! I have chronic colitis, I'm frequently sick to my stomach and don't have insurance yet. I go to food banks to eat and can barely afford to even live much less do anything slightly fun. I really need disability and know people that have got it because they say they're depressed when their fine (as they told me). So please don't be cruel with a stupid answer. Any real tips?

Motorcycle insurance?

my motorcycle insurance policy is about to expire next month, so im just looking into companies/experiences to see if i should switch (since getting quotes isnt as easy as they make it sound!!). ive been with progressive for a year and pay 93$ a month. i was honest when i joined and said i had less than a year of experience-- i'd literally learned how to ride right before signing up with them, though because i learned with one of those motorcycle safety courses, i got a small discount with them. so, now, i have a year of experience as well as a year of owning my bike (which i paid for in full and am the sole owner of). i'm 20 year old female, have a kawasaki ninja 500r, use it for pleasure purposes. my driving history, unfortunately, is not pristine. in 2009 i got a speeding violation for MORE than 10mph over the speed limit (that was in my car), and last month, sadly, i was in an accident that was my fault (also in car) (no injuries). i havent had any infractions on the bike. i have a motorcycle endorsement on my license and, as i said, passed a motorcycle safety foundation course. i got a quote with geico, and their prices were really just obscene. so, basically, i just want to hear from other ppl who deal with the same thing. how much do you pay for bike insurance? have any good recommendations for companies? what companies are known for being a little bit more forgiving about accidents, seeing as i just had one (again, in my car, not my bike, but i know it matters). any tips, etc? i know being young and not having a lot of experience are not on my side, just thought id try :)

Renters insurance?

What is a good company to have renters insurance through, that is still pretty cheap?

Which car insurance company has the lowest rate?

Does state farm have the lowest car insurance rate?

Where can I check and insurance company's ratings?

I am shopping for life insurance. Where can I check out an insurance companies ratings and credit ratings? I am thinking about the following companies: Northwestern Mutual State Farm Stifel Nicolaus ING New York Life TIA

Need auto insurance...please help for insurance agents?

My auto insurance will not be renewed due to a very bad judgment on my part (I own my mistakes) My car was stolen when I loaned it to my ex-boyfriend' in Mexico.....I freaked out and 'lied' about where the car was stolen from. The car was found by my ex-boyfriend a few days later and I notified my insurance; I told them the truth what happened owing to my lie and I dropped the clam. They are not renewing my insurance stating that I am 'high risk' My question is this....will I be able to get other insurance? I have NO tickets, accidents, no claims, no bad driver record anything. I am STILL covered now and seeking other insurance, does the new insurance have access to what the old insurance said? Again, I have coverage until the end of Jan. '09, and nothing else wrong EVER although I know what I did was very wrong.....I just freaked out. Please help....thanks

Where can I get affordable group health insurance?

I am a college student who has alot of anxiety right now due to the recent divorce of my parents. I would greatly benefit from having psychological treatment right now but I have no insurance & it is expensive. Does anybody know of an insurance that would cover this?

Self employed and need affordable health insurance for self and children?

How much will getting dentures cost me without having any dental insurance?

Cheap Car Insurance For Michigan Teens?

I'm 18 a male and would like any suggestions for some the cheapest car insurance i can get in Michigan if I'm a teen.

Insurance is ridiculous on a new car company why?

Basically i live in the UK and i want to buy from the uk dealer a 14k SUV by great wall cars from china, they have only been making commerical cars for like 4 years i think. i have been driving for 3 years with 3 years no claims. I went to look at insurance and it shows up as 11K a year!? is this because its a newish company and they really dont want me to drive the car? or what?, i can get insured on a 40k car cheaper than that!!

Motorcycle insurance cost for m1?

16, live in canada, suzuki gs550, cheapest insurance? p.s. heard statefarm lets you do it by month, how much would that cost?

Are there any classic car insurance companies that insure young drivers under 21?

Consequence of lending your car in terms of car insurance?

If I lend my car to my brother or sister, but I have car insurance, will they get a ticket when they drive? The car insurance covers the cost of the damage to the car, so does it matter who is driving it? What is the purpose of having someone as a secondary driver?

Im getting my first car but my mom says 2 dr car insurance is more expensive than a 4dr is that true explain.?

i love my mom but i wanna pick what i drive i want a two door car because if i get a 4 door car ppl are gonna leave there trash in it and im gonna be pissed off. My great great grandfather told me that the driver don't pick the car the car picks the driver and i understood him i want a car that is suitable to standards the most important thing it has to have is a sunroof/moonroof cd player and all power options. my mom just doesn't understand me or my life can someone please help me just a straight shot of info which car insurance is more expensive a 2 door car or a 4 door car.

How much would insurance cost?

I'm 18 years old and live in Suffolk county new York on the east end of long island. I drive a 2002 red dodge intrepid with 140,000 miles on it. It's an R/T which is a sport edition!!! The car has a few dings on it. I have no convictions on my license or points and I am a male. How much would insurance cost per month and what company is the most reasonable ? Any info at all would be great, thank you!!!!

Looking for Health Insurance in New Jersey?

Hi Going to the doctors for a simple check up costs a lot of money and I have to take blood tests too and that right there costs 500 bucks and I'm paying cash out of my pocket.. I'm looking for health insurance in my state and actually for my parents too but I can't seem to find an affordable plan. Can anyone help me out this? I think we're going to go broke pretty soon because sometimes it's really urgent and the doctors don't even give you discounts.

How long do you have to report an accident to your insurance company?

Insurance Claims

Do you need to pay insurance on a 50cc scooter in utah?

I just bought a 50cc scooter and i was wondering if in Utah you have to pay insurance on it? also about how much is it to register it?

Do you need car insurance to visit on a army base?

Well I am going to visit my friend on the Fort Lewis, Washington army base. and he is saying I need car insurance? Well my coworker said no but if you do get pulled over on base without car insurance the ticket is double. So do I need it to go on base? I will only be there for three days. Thanks.

How Much Would It Cost to insure a Lancer Evo?

Are insurance companies allowed to take skin colour into consideration when working out a cost?

If it is found that black people make more claims can the use this

What is the average car insurance rate for a 17 year old female?

In the state of Michigan I just want to know what is the average car insurance rate for a 17 year old female. I am just getting my license in November,/December I won't be getting a vehicle until next April.

Do i have to have a motorcycle license to get motocycle insurance?

Cheap car insurance? and cars that are cheap to insure?

Im 17 and had my licence about a month and really want a car but insurance is a killer. anyone knoe of any cheap cars in insure and companys that are cheap for people my age? thanks

Do i need insurance to be under my name when taking my drivers test?

so im taking my drivers test soon and i need to know if i have to get insurance under my name on the car..my mom does have insurance on the car i will be using but only under her name..so will i have to add my name to the insurance just to take the drivers test? i live in california

Is selling life insurance a lucrative job?

I am tired of all the jobs I've ever had!!!! I don't have a career and have been asked if I'd like to sell life insurance. It's for a good, and well known company and it isn't cold selling or telemarketing. Is it worth doing? How annoying are life insurance sales people? (i've never liked them), but people do need it. tell me what you think. I'd appreciate it.

Could I get a subsidized health insurance when I retire?

Since the affordable health act will most likely go through, could I get a subsidized insurance when I retire at 60? I will have about 2 million dollars in mostly non-taxed retirement accounts, and some in taxed accounts. If I only have say $35,000 in taxable income when I retire, am I still eligible for the subsidized health insurance as it's determined by taxable income I believe and not how much a person have in retirement accounts?

What is the diffrence between an 2007 Mustang and a 2007 Mustang Premium?

Another question is how much will insurance cost for a 16 year old with a license and driving certificate

Is it cheaper to insure your child under your insurance even if they have thier own car?

Is it cheaper on your child to insure them under your insurance even if they have their own car? We have leased a 2011 Chevrolet Cruze for our 18 year old daughter and after researching some rates that were as high as $500 per month, we thought it might be cheaper to insure her under our current policy as an additional vehicle. Does anyone have any thoughts on this? This is in the state of TN, and the lease and vehicle will be in my daughters name, we're just making the payments on everything. She is a student at a college less than 50 miles away. She does live there however, and only comes home once or twice a month.

What is the best Insurance company for car quotes ??? (Cheapest)?

Im looking for a cheap reliable insurance company i can get a qoute for a 2003 Vauxhall Corsa 1.2

What health insurance plan should I buy?

Hi I'm currently looking for a health insurance. I live in southern California. I'm a 27 year old female, 30 lbs overweight, no known medical condition, looking for something to cover mainly major or serious medical problems. Dont know whats better Kaiser Permanente or Blue Shield Blue Cross? Should I look for a high deductible plan or a copayment plan, PPO or HMO? Really confused!!!!!!

How many of you own a Life Insurance Policy and for what amount.?

Are young ppl thinking about life insurance?

Where can I find affordable car insurance for a kit car?

I recently purchased a car that was given a kit car title instead of a rebuilt title and now I have no clue who will insure it! I live in Florida and the cars title lists it as a 2006 Neon. Geico won't do it.. they are who I have now.. Any info would be greatly appreciated!!

Hi my parents have allstate auto insurance...?

i was just licensed, and my parents have that car insurance. Will it cost less to have my car included into their insurance rather than having a separate one for myself? and if so approximately by how much less per month?

Young Car Insurance?!?

Hi! I currently have a Peugeot 306 1.4 Meridian I'm 18 years of age, and my test is in a few days! I've been filling out forms on the internet, and phoning various different companies for quotes! The cheapest i have recieved so far is 4,800 for a thirdparty fire and theft cover! How, as a student am i supposed to get my hands on that type of money?! Its pathetic how we're expected to pay so much! Is there anybody out there, who can help me get a cheaper quote! I wouldn't mind if it was 2000 even, which is still a pathetic price for me to drive to college and back! Thanks in advance. Jamie

Can my car insurance be in a different name than the title of my car?

Can I put my car insurance in my dads name, if the title is in my boyfriend's name? I've heard that it doesn't matter as long as both people live with you, but is this true? I don't know!

Adding someone to ur insurance?

i know ur insurance goes up but do have to pay the difference between the new and old price? or do u just pay the new price whenever it would normally be time to pay ur insurance?

Health Insurance?!?!?

I am having to get my own health insurance for the first time. Can someone help me figure all of this out? What should I be looking for? I am young and healthy, so I would not like to pay that much, but I would like to feel confidant in my coverage. Also, I will need dental coverage-any info there?? Thanks so much!

If I have health insurance, should I not pay for certain coverages on my car insurance?

I have health insurance with HealthNet. For car insurance, there seems to be 3 major items for coverage: -BODILY INJURY LIABILITY -PROPERTY DAMAGE LIABILITY -UNINSURED MOTORIST & UNDERINSURED MOTORIST I'm under the impression that the third item is health insurance *for me* if I get into an accident. Why do I want that if I am paying for medical insurance anyway? Should I minimize coverage on this item?

Can anyone recommend a good, trusted car insurance company in Southern California (Los Angeles)?

Can anyone recommend good/trusted car insurance companies in Southern California (Los Angeles)? I just moved to Los Angeles from the East coast so I am not familiar with the local car insurance companies. I have had Geico for the past 6 months but I'm not sure if I want to stay with Geico. The customer service people are kind of rude.

Where can I find non-owners insurance?

I need what is known as an SR22 which is also non-owners insurance. I have looked everywhere and it seems like nobody has a policy for it. If anyone knows anything about it. Please let me know.

My fathers paying car insurance for the car I drive, now moving?

My father pays car insurance but I'm moving will the payment go to me once I move with my car? How can I switch to my name

Asking all female drivers under 25- Whats a cheap car insurer?

Asking all female drivers under 25!! Does anyone know of or have been with any cheap car insurance companies? Ive already checked quite a few but they seem really expensive...Please help!

How much money can I save on my car insurance after completion of the pass plus course?

Give me examples of how much you have saved or a friend or something

Car insurance estimate, please help?

i want to get my license but im not sure how much the car insurance is going to be. i live in boca raton which is in florida, im a 17 year old boy, and i have higher than a 3.0 gpa... if i were added to my parents insurance do you have any idea or estimate on how much i would be paying a month

I want to buy a used car soon. I was wondering if having an alarm system on the car would make insurance cheap?

Like when you own a house or buying...you have home owners insurance. It sometimes makes insurance cheaper is you have an alarm system. So would the same thing be possible for a car?

What is The Cheapest Auto Insurance for A Beginner?

....

Im 19yrs old and i wanna know how much will my car insurance will be..???

Do i have to have a motorcycle license to get motocycle insurance?

https://www.linkedin.com/pulse/texas-mutual-insurance-jobs-isaiah-gibson/